Observed in Target this past Thursday: a scruffy white guy in his late-20s with an oversized sweatshirt, depicting one of Snow White’s dwarves giving a fist jab to the Grim Reaper, under the motto “COUSINS.” I stared unabashedly at the guy until I recognized the dwarf as Sleepy, and then I was like, oh, yeah. I would have totally given him the cool nod, but it took me five minutes to make this connection.
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Another Target observation: some commentators blame the current credit crisis on Alan Greenspan’s loose monetary policies encouraging easy lending. Some blame it on Fannie Mae’s decision to ease credit restrictions for home loans back in 1999. Both of these are correct, but I’d like to suggest an additional culprit: the fact that you don’t have to sign for credit card purchases under $20 with most cards.
When did that happen? I know I’ve been doing it for a couple of years now. I think it only happens at the larger chains – Shaw’s Groceries, CVS, Target, etc – but it’s started to expand. The cashier rung me up for $3.50 worth of generic wet-naps*, and I swiped my card faster than it would have taken me to pull out four singles and get change.
If I ever steal a credit card – and with your continued readership, it shouldn’t become necessary, hint hint – I’m going to rack up a string of $19.99 purchases all across Boston. I figure I could get away with it for days before anyone noticed. And the useful things you could get for less than $20 would surprise you.
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In last Friday’s post about why I don’t understand a mandatory 30-hour work week, a few misconceptions surfaced (over on LJ, not here). So, to clear those up:
- Yes, of course, only rich people have the choice between time and money.** Poor people – and I mean the genuinely poor, folks for whom the necessities are still touch and go – don’t have this to worry about. People with existing financial obligations, like children or debt, don’t have this choice to make. This is certainly true. And you know what? A law mandating that they can only work 30 hours per week would fuck them.
- My blithe dismissal of the notion – “if you want more time, choose more time; if you want more money, choose more money” – isn’t a Four Hour Work Week thing. I was that kind of an asshole long before I picked that book up; that much should be obvious.
* Best way to wipe off fake blood, like the kind I’m covered with every night in Gorefest. Get your tickets today!
** “Rich” by the standards of either the planet or history, meaning: anyone reading this right now.